Archive for the ‘first mortgages’ Category

Online Mortgages – Low Mortgage Rates

Saturday, January 23rd, 2010

Looking for online mortgages?

Seeking easy, online approval, and a broker shopping your application around to get you the best rate?

If you’re looking for low mortgage rates:

Low Mortgage Rates:

 

low mortgage rates

 

online mortgages:

 

low mortgage rates

 

Technorati Tags: , , , , , ,

Reverse Mortgage Top 10 Questions

Monday, August 30th, 2010

http://www.topflitefinancial.com/mrsavage

cell 615-485-1096

Senior Reverse Mortgage Specialist Bernard Savage tells the answers to the Top 10 questions that consumers have about reverse mortgages. Mr. Bernard Savage is available for speaking engagements in Davidson County. Call Bernard at 615-727-0300 ext. 222

Duration : 0:7:34

(more…)

Technorati Tags: , , , , , , , , , , , , , ,

Refinancing Your Mortgage With First Option Mortgage

Saturday, August 28th, 2010

Tips from Managing Partner Tim Burford at First Option Mortgage on how to refinance your mortgage, take cash out and get your refinancing done the right way.

Duration : 0:2:44

(more…)

Technorati Tags: , , , , , , ,

The Moneywise guide to buying your first home

Tuesday, August 24th, 2010

With UK house prices falling in 2008, Moneywise TV’s Hannah Ricci looks at the issue of 100% mortgages and meets first-time buyers who are at risk of negative equity after stretching themselves to get on the property ladder.

Duration : 0:4:44

(more…)

Technorati Tags: , , , , , , , , , , , , , , , ,

Foreclosure Short Sale – Sell your home and Save your Credit Score – RealEstateMarketingThisweek.com

Saturday, August 21st, 2010

http://realestatemarketingthisweek.com/short-sales/avoid-a-foreclosure-on-your-credit-report-short-sale-your-home-and-save-your-credit/ – Avoid a foreclosure on your credit report, short sale your home and save your credit

Part 8 – Ok, so that is good to know, I know there are people who want to try and do that and I really dont know. I am really a full time mortgage professional, I didnt get into the loan modification business on purpose, we write mortgage loans, real estate loans for residential and commercial, so therefore I dont know your laws on the same token you dont do loan modifications and you dont write loans, youre professional realtor.

Exactly, and one more thing, bottom line is you cant be defrauding the bank. Because then youre stepping into mortgage fraud, as you know. You do have to have a hardship, you honestly do have to show, if youre going to be benefiting from staying in the home, you have to show a hardship that you cant afford the current payment. If youre making a couple hundred thousand a year and have a ½ million in the bank and owe $200,000 the bank isnt on your side in that case.

There are a lot of situations though when a homeowner wants to stay in their home, if that is the case, then we market it to investors, because there is a lot of the people who are buying these homes so we work with the investor and we work out the lease amount and the homeowners can stay in their homes in those situations. Whatever it looks like at the end of the day, the homeowner needs to picture where they are going to be in the short term midterm and long term and where this house fits into those plans, if a loan mod isnt right a short sale is a significantly better option than a foreclosure.

They need to call now, they need to take action because you do need to find a place to live and were here to help you, you dont want to get two weeks to the point of foreclosure and have no where to move your family. And the Dreamvestors Team that is your main focus right now, but people still call you for first time home buyers.

We work with buyers as well as people who are short selling. We have been in real estate several years and we didnt want just short sales, were fortunate to have a very strong clientele base and were always taking new clients. We have just adjusted our focus as the market called for it and as our clients called for it.

The other thing too when we talk about these short sales, getting out of that home before it goes to foreclosure is always the best case scenario, the bank is happier with it, the house is more saleable in most cases, people are still living there, its still there home, they still feel like the pride of ownership.

Yes, and in addition, pride of neighborhood is another point. Your neighbors are going to like you better because there is not a foreclosure in their neighborhood, it helps keep the prices up when the bank takes them back the banks price them even lower typically, well sure and then its vacant and we have the potential problem of neighborhood kids turning the house into a paintball arena.

I saw that in a fantastic two story home with an amazing backyard, this house was to die for, a million dollar home and the neighborhood kids turned this house into a paintball arena. Now I am not going to lie, that might have been fun when I was a kid, but this house was trashed, wires hanging out, I mean it was just an absolute mess. The lenders dont want that, you dont want that. They need to take action they need to call you.

Yes educate yourself and call someone today. Folks its important to point out today that I would like to see you call Kalyn and Jeri for this because I know, I have seen their track record. I know their close ratio and I know that they generally care about you and your needs first, but if you have someone who does this and youre contemplating it, if you have a sale date coming up, you need to take action. Move on with your life, put this part of your life behind you.

One of the things to and we dont want to get to deep into this, Jeri or Kalyn, but after the short sale is done its all said and done, you have an affiliation with people who can help them out in getting their credit repaired and ready to go. We do, we really pride ourselves on being a one stop shop, so we help educate them, if its going to be a loan modification or a short sale once they get through the process then we begin working with them on credit repair. We have a program that we work ourselves, and if its a really sticky issue with your credit we have people that we work very closely with that we will refer you to, we also have a team that includes a bankruptcy attorney, a real estate attorney and a real estate CPA… http://realestatemarketingthisweek.com

Duration : 0:7:2

(more…)

Technorati Tags: , , , , , , , , , , , , , , , , , , , , , , , , , , , , , ,

First Residential Mortgage Brooklyn Home Loans & Lenders

Wednesday, August 18th, 2010

Trouble getting a loan? Go to First Residential Mortgage in Brooklyn, New York, and get a decision direct from the lender. Experienced in refinancing, investments, and first-time buyers, this lending team can help you get a loan in both up markets and down markets. Just make an appointment and get your deal funded!
Visit us http://www.yellowpages.com/info-450927827/First-Residential-Mortgage?from=youtb

Duration : 0:1:13

(more…)

Technorati Tags: , , , , , , , , , , , , , ,

Mortgage Principal Reduction by iLostMyDebt.net LLC.

Sunday, August 15th, 2010

“I have been on the Money Merge Account system for 1½ years now, and I have saved over $40,000 in interest so far. Believe me when I say the system works and I am a spokesperson for UFirst!” -Bert W.

What would you like to have free and clear? Your mortgage, your debts, your kid’s education, your employment, your time? Getting control of your financial situation is the first step to accomplishing your goals and dreams. Let the award-winning Money Merge Account ® program help you pay off all of your debts in as little as ½ to ⅓ the time without refinancing your existing mortgage and without changing your income. Don’t delay, see how much time and money you could potentially save with the Money Merge Account program.

Duration : 0:4:23

(more…)

Technorati Tags: , , , , , , , , , , , , , , , , , , , , , , , , , , , , , , ,

Are 2nd mortgage rates the same as the first?

Friday, August 13th, 2010

I see that home equity line of credit has a larger interest rate. However, if I were to take out a 2nd mortgage, are the rates the same as a first mortgage for that day?

Also, are there closing costs on a 2nd mortgage and are they relatively the same?

No, second mortgages are always higher, they are cash money that you are taking out of your equity.

Utah Home Loans – First – Second – Investment – Comercial – Mortgages

Friday, August 13th, 2010

https://jasonlcarlson.com/VA_FHA_Conventional_Loans.html Utah Home Loans is the number one source for finding the right mortgage program. We have over 37+ lenders that can get you into the loan you desire. Please call us and apply today.
866-788-9187
Privacy Policy information for Flagship Financial Group

https://jasonlcarlson.com/uploads/Flagship_Financial_Group.pdf

Flagship Financial Group License Agreement
https://jasonlcarlson.com/uploads/About_Jason_Carlson2.pdf

Duration : 0:0:53

(more…)

Technorati Tags: , , , ,

do first time buyers still receive 100% mortgages?

Tuesday, August 10th, 2010

I am looking to buy a property at around the £250000 mark, but before i start looking into it i just needed to know if they still give out 100% mortgages to first time buyers
Many thanks :)

Those days are long, long ,long gone……
/